What You Should Know About Workers' Compensation
You may or may not know about worker's compensation. It's wise for you to gain an education on it so that you'll know what to do if something ever happens to you at work. Here is some information about the benefit and how you should handle yourself if you get hurt on the job.
What Is Workers' Compensation?
Workers' compensation is a special benefit for people who get hurt on the job. The benefit will provide you with a fraction of your pay while you recover from your work injury.
Do You Qualify for Workers' Compensation?
Workers' compensation is for people who the company considers as employees. This classification includes full-time and part-time workers. However, contractors are not considered as employees and are not eligible for workers' compensation as such.
You will be eligible for workers' compensation if your injury has something to do with work or work-related tasks. You would be eligible even if you were partially responsible for your injury. Be sure to check the policy to see the types of injuries that you can have covered. Different states have different injuries they include in covered injuries. For example, some states may allow mental health "injuries" that happen on the job.
What to Do if You Get Hurt
You must report your injury to your supervisor right away. He or she will need to document what happened so that you can get the ball rolling on your case right away. The next thing you need to do is visit the doctor to get official documentation about your diagnosis, treatment plan, and return to work date.
Now you know all about workers' compensation and how you can protect yourself if something ever happens to you on the job. Be very careful at work and contact your supervisor immediately if you ever get hurt.